French health insurance

HEALTH INSURANCE
Top-Up & Full Cover


 

ASAF
20 CHEMIN DES SABLES
BP 102
06167 JUAN LES PINS CEDEX
   

L'ASAF (Association Santé et Action Familiale):

Established in 1974 with the objective of making accessible, Top-Up health covers to everyone, whatever their age, their personal situation or their particular health needs.

ASAF’s human resources and technical dispositions are supported by GIEPS (Groupement d'Intérêt Économique de Prévoyance Sociale) this gives us the possibility to maintain a sensibly sized structure with around 180 employees offering to adherents the best possible services.
At the end of 2010, ASAF & AFPS had 251 000 members.

The reputation of secure insurer:
Since the beginning, the group contract with AXA guaranteed financial solidarity to the durability to ASAF.

 

 

 

 


Obligatory Health Insurance
Regime Obligatoire

  

IF YOU NEED HELP IN ENGLISH REGARDING YOUR CPAM NEEDS, CONTACT THE ENGLISH HELPLINE ON 0811 36 36 46

 

 YOU CAN FIND ALL THE INFORMATION YOU NEED REGARDING YOU "REGIME OBLIGATOIRE" ON THE "SECURITE-SOCIALE" SITE THAT REGROUPS ALL THE SOCIAL SECURITY POSSIBILITIES.

 

THE MAJORITY OF THE SITE IT IN FRENCH BUT SOME OF THE INFORMATION HAS RECENTLT BEEN TRANSLATED INTO ENGLISH.

 

HTTP://WWW.SECURITE-SOCIALE.FR/

 

 

 

FINANCIAL ADVICE
Wealth Management, Currency Exchange, Local Tax, Inheritance Tax


BASED IN FRANCE  


 


 


Independent Financial Planning Advice for Expats - The Spectrum IFA Group

 

Expat Financial Advisors in the Dordogne - The Spectrum IFA Group

 

Financial Advisors in the Dordogne who are living in the Dordogne - Brian Furzer

Background
Along with the resources of The Spectrum IFA Group, one of Europe’s leading independent intermediaries, Brian Furzer brings more than 30 years experience to the financial services industry. He specialises in addressing the unique financial planning needs of expatriates and those with cross-border interests and has a detailed knowledge of international product providers and tax-efficient structures that can assist in asset building, asset protection and, ultimately, estate planning.

As an independent adviser, Brian provides clients with the advantage of unbiased financial planning advice. He has access to many of the world’s most respected international banking, investment management and insurance institutions, which brings his clients the competitive advantages and convenience of being able to access multiple managers and product providers through one source.

Fees
Brian does not charge consulting fees for providing you with advice or on-going service. The Spectrum IFA Group receives industry-standard fees directly from the financial institutions with which they place their clients’ investments - not directly from clients.

Clients
Clients have varied needs, but typically either have disposable income they wish to invest regularly towards their medium to long-term goals, or have accrued capital they would like to invest for growth or to provide an income. Clients are introduced to Brian either by personal introduction (referral by existing clients), or by means of professional introduction (by financial institutions, employer Human Resources departments or by professional service providers such as accountants, lawyers, trust managers or relocation specialists).

Brian works with clients of all ages, wealth and financial experience. It is a well-established principle that people who plan for their goals are far more likely to reach them than those who don’t!

Other Information

He is a French resident and lives in the unspoilt countryside of the Charente Maritime bordering on Aquitaine between Bordeaux and La Rochelle.Keen on outdoor pursuits and nature generally, Brian is an accomplished flyfisher for trout and salmon and has qualified for the English Flyfishing Team and has published four books internationally on flyfishing. The Charente Maritime is the perfect environment for pursuing his interest of observing nature, particularly the varied birdlife of the area.

Brian is a member of the Franco British Chamber of Commerce & Industry. 

Brian provides an initial confidential consultation to:

• Assist you in evaluating existing pensions, protection (insurance) and savings / investment provision in a comprehensible manner.

• Identify and prioritise your financial objectives (short, medium and long-term).

• Identify how to reach those objectives, on the basis of resources you can comfortably engage. Importantly, he will focus on present and future tax-efficiency, product portability, your attitude to risk and events that may threaten the financial wellbeing of you and your dependents.

Next he will prepare a report recommending solutions matching your requirements and include any relevant product literature and illustrations to enable you to make an informed decision. Crucially, Spectrum are not agents for any particular company- representing clients from an unbiased position of independence. We feel that this strongly sets us apart from dealing directly with large institutions, where you may experience less-personal service, a high turnover of staff familiar with your circumstances and where there may be a bias to recommend their own products and services.

Spectrum’s recommendations are made without obligation or charge. You are free to accept our advice wholly, partly or not at all. We are pleased also to negotiate and arrange access to holdings specifically of your choice.

 

Tel: 05.46.48.97.73
Mob: 06 25 36 30 65 

brian.furzer@spectrum-ifa.com 

 


 

Why use Currencies Direct? - the benefits.

Challenging traditional banking conventions, Currencies Direct guarantees to beat any retail bank both in price and service. From the moment we were established our aim has been simple. To provide a personalised service and save our clients money from dealing with traditional banks.

  • Increasing your spending power. Because we deal directly with the currency markets we can offer the best foreign money exchange rates that the banks find hard to beat. These great foreign currency exchange rates mean that you get more for your money.
  • Saving you money. We want to make sure that you get the best forex deals you can so that's why we offer all our clients free transfers (over £5,000) and charge no commission. Plus, Currencies Direct does not charge lifting/receiving fees on forex transfers.
  • Tailored to your circumstances. As specialist foreign exchange brokers we are able to offer a number of product choices for foreign exchange including spot deals, forward contracts and limit orders. Which one is right for you will depend on your circumstances, foreign currency needs and timing.
  • Easy to deal with. You can trade in forex with us by phone, talking directly to a currency specialist, electronically or by fax. The first step is to become a registered private or business customer. Our registration process is second to none. You can register with us online and be ready to trade in minutes.
  • Make regular payments overseas. Mortgage, maintenance, insurance - whatever your reason for making regular money transfers Currencies Direct's Overseas Regular Money Transfer Plan can save you money. With free forex transfers, great foreign exchange rates and low minimum amounts we really make is easy to keep benefiting from our great service. Click here for more information.
  • For businesses, we are committed to delivering excellence in customer service and solutions to help your business grow and compete more effectively within the global market place.

Currencies Direct Limited is a leading payment technology solutions company and it was one of Europe's first independent foreign exchange specialists in 1996 to recognise the need in the market for an expert secondary Foreign Exchange provider to traditional banks. Its innovative approach is based on dealing directly with the currency markets and matching buyers with sellers thus eliminating intermediaries and giving it a competitive edge in pricing foreign exchange. Twelve years on Currencies Direct is now one of Europe's largest foreign exchange specialist with a head office and operations across 5 continents, with 2,000 strong franchise network of business partners and is part of the Azibo Group.

Open private account today

 

 

 


ADMINISTRATIVE MATTERS
Wills, Buying & Selling, Buisiness Fairs & Seminars, Buisiness Registration, French Administrative Help, Certified & Sworn Translations

 

 


 


Help and Advice for all your Professional and Personal Administrative Matters

yourfrenchmatters@gmail.com
12 Avenue Emile
Residence Sternes
17200 Royan
06 79 14 21 03

ABOUT LAURA NEWMAN

I have lived with my family in France for eight years.  We began our adventure in the Charente area of France but relocated to the Charente Maritime and the coast in 2006.  In the UK, I was a primary school teacher and upon moving to France studied and gained a diploma with honours to Teach English as a Foreign Language (TEFL).
As well as giving English lessons to French individuals, I had my own retail enterprise and have spent 4 years in a chartered Accountancy firm as head of the foreign section, completing over 200 income tax declarations annually and dealing with all administrative issues encountered by the UK expatriate in France.

Local Taxes:  I have studied local tax impositions and verification of the French Tax Foncière and Tax d’Habitation in order to check that the tax impositions  are based on realistic information and requesting recalculation when appropriate.

Business Setup:  I give help and advice on grants and financial help available for business set up and personal situations with the CAF (social security and family allowance organisation in France).
I help people to understand, register and run their business under the micro regime and auto entrepreneur regime and help deal with the social organisations such as RSI and URSSAF.

Sworn Translations:  I am a sworn translator via the TRIBUNAL DE GRANDE INSTANCE de SAINTES and have recently been awarded accreditation to complete and certify Capital gains declarations.

Tax Reimbursement:  I also deal with obtaining reimbursement of tax paid twice for clients that relocate to France from the UK or other European countries and dealing with pension forecasts and other administrative issues involving the relocation from one country to another.

Works Undertaken:  Annual French Income Tax returns (residents and non residents),  Completion of UK administrative forms (P85, R105, France Individual etc),  Help understanding Social charges and Social Contributions,  Business registration and advice under the Micro regime or the Auto entrepreneur scheme,  Issues surrounding local taxes such as Taxe Foncière & Taxe d'Habitation,  Help with planning permissions,  Certified and Sworn Translations (registration via the Tribunal in Saintes)

 


 

 

Hello and Welcome to Angel Traders!!. Business event organisers in France.

Our business fairs and seminars help both visitors and exhibitors in France meet future contacts face to face.

It can be very difficult sometimes to meet a company that can speak your language and understand your needs. Our fairs and Seminars make this process easy.

Our events are free to all visitors and exhibitors can book stands at affordable prices on line.

Please visit our website or see the SOFICA's Tour on the home page to find out when & where the next Angel Traders event will take place.

Amanda Smith and Melanie Chipperfield

Angel Traders Siret number 51179395200017

Tel: 0685 603726

angeltraders79@gmail.com

www.angeltraders.net

Official representatives of Suasage-land & Brian from SOFICA's at one of the shows.


 

 

IMMOBILIER
Up to date info, & Top-Tips on where to buy, when to buy and what not to do.

 

French-Property.com is a leading web portal for property in France. We specialise in advertising real estate Properties for Sale and properties for rentacross France.
Our properties are advertised by both estate agents and private vendors located throughout France. Search over 10,000 French properties of all styles and prices.
They include traditional and modern French homes, country and town properties, farms, lakes, chateaux, ski properties, coastal properties, building plots and investment property.

We also provide free Property Information about France

Real Estate, Real Living, Real France

We also offer a number of other France related services, including a highly popular Newsletter, keeping you up-to-date with life and events in France, a series of comprehensive Guides to buying property & living in France, French property discussion Forums and a French Services directory. You can also sign up to the Property Spy, service to receive
e-mail updates of the latest properties for sale in France, individually tailored to your personal French property search requirements! 



Leggett Immobilier
La Maison de Chapitre
La Rochebeaucourt Dordogne 24340
FRANCE
Office+33-(0)5-53-56-62-54
Fax+33-(0)5-53-60-72-49

•Visit us first - all our newly listed properties appear on our website at least 4 weeks before you can view them on any of our partner sites.
•We understand that by closely listening to your needs and your requirements we can find your perfect home.
•Established in France for over two decades, we have sold thousands of French properties and have learnt how to overcome any complications. Better than anyone, we know France and its property market. Buy a home with Leggett, you will benefit from our comprehensive experience.
•We have an immense portfolio of over 6000 properties. They have been hand picked and directly listed by our own sales force who have visited every one.
•We know the property and we know the vendors.
•From your initial enquiry to the accompanied visits, from negotiation to exchange of contracts, right through to completion and beyond – we will remain by your side.

Law Changes:  Here are a couple of important changes to property law in France that take effect from 1st January 2011 that both buyers and sellers need to be aware of.

Energy efficiency:  The first concerns the wonderfully named diagnostic performance énergétique or DPE. This is the report that grades the energy efficiency of your house - it provides information about the house’s efficiency, including insulation, emissions of greenhouse gases, and other factors which affect utility costs . Grades range from A (super efficient) to G (lowest rating) and your estate agent must include these details on any advert, website or publicity for the house sale/rental. The full report also forms part of any eventual sales contract. The report has to be carried out by a professional and is valid for 10 years. Your local Leggett representative will be delighted to arrange for this survey to be undertaken and the report issued, costs will vary by region.

Septic tanks:  The second concerns the rather unpleasant sounding subject of septic tank inspections. Each local Mayor has been told that all houses in his commune must have an up to date inspection certificate for their private drainage systems. The onus has always been on the owner of the property to ensure his fosse septique complies with the law and now the pressure is on from each Mairie to ensure this is the case. Sellers will be required to supply this written inspection document (controle d'assainissement) to their estate agents and it will form part of the sales contract, along with the other compulsory tests. All property linked to mains drainage will also need a certificate of confirmation from the Mairie or Local Authority. If the septic tank does not meet the governmental regulations then the buyer of the property will be expected to ensure the system complies with regulations within 1 year of the purchase. Again, if your fosse septique is found not to comply with current regulations then your local Leggett representative will be happy to supply you with the name of a trusted local artisan who can carry out any works necessary.

You can reach us using the details listed below:  By far the most pleasant, effective and personal way to contact us is to come and see us. We can take you to view property. You are advised to make an appointment in advance, enabling us to pre-arrange visits, accommodation, travelling and prepare information.  

Leggett Immobilier Head Office

Route de Ribérac
24340 La Rochebeaucourt et Argentine
UK tel: 08700 11 51 51
FR tel: 0800 900 324
Email: info@frenchestateagents.com
Tel: 08700 11 51 51
Fax: 00 33 (0)5 53 60 72 49
Siret 434 086 930 00014
Carte professionnelle No 361
Préfecture de la Dordogne
 


 

 



Leggett Immobilier Piégut

Place de la Republique
24360 Piégut Pluviers
Tel  : 00 33 (0)553 56 28 73
Fax : 00 33 (0)553 56 26 99
Email : piegut@frenchestateagents.com

 


 


Leggett Immobilier Mansle

Place du 8 mai 1945
16230 Mansle
Tel  : 00 33 (0)545 93 12 41
Fax : 00 33 (0)545 93 98 90
mansle@frenchestateagents.com
 




Leggett Immobilier St Emilion

Place Bouqueyre
33330 St Emilion
Tel  : 00 33 (0)5 57 55 06 06
Fax : 00 33 (0)5 57 24 32 31
st.emilion@frenchestateagents.com


 


  


Leggett Immobilier Villeneuve Minervois

14 Promenade des Fossés
11160 Villeneuve Minervois
Tel  : 00 33 (0)4 68 26 90 71
Fax : 00 33 (0)4 68 25 66 89
villeneuve@frenchestateagents.com

 


 

Movevitesse Ltd offers you an unrivalled level of service for all your transport needs throughout Europe.

With more than 20 years of transport management experience, there are few European routes or destinations that are not already "second nature" to our team.
We specialise in removals to France and removals from France to the UK.
We have been trading since 2003 starting with 1 van in Normandy and the UK.
Today we operate a multi sized fleet of trucks and vans and we still offer a professional courier, partload and removal service throughout Europe with France as our speciality.
FCL(full container load) and LCL (part container load) container services from France to any worldwide desitination including customs clearance, paperwork and unpacking service for household removals.
Our own modern fleet of vehicles, offers you the perfect solution for all your needs, from a small express van to a full truck load, anywhere in Europe, collected and delivered 24/7.

Our reputation has been built not only upon the flexibility and commitment of our dedicated team but also upon the bi-lingual, bi-cultural skills of our staff.
Our own offices in the UK and France offer you a decisive PLUS when choosing your transport and logistics partner.

REMOVALS TO & FROM FRANCE If you're looking for a professional company for your forthcoming removal to France or removal from France then Movevitesse will be your number one choice.
Moving to France? Moving to the UK from France? Moving within France? Moving overseas? Full or part load removals to and from France.
We can help on your removal to France.

Visit our quotes page to see how Movevitesse can help with your removal.

Currency Watch & Converter
Visit the SOFICA's website every day for FREE Rate Watch & Currency Converter .ADD SOFICAS TO YOUR FAVORITES.